Temporary Disability (TDI)

Temporary Disability Insurance (TDI)

Support for Employees During Non-Work-Related Disabilities

When illness or injury keeps an employee from working, Temporary Disability Insurance (TDI) provides vital income replacement to help them recover without financial strain. At John H. Connors Insurance, we offer TDI solutions that help protect your workforce and ensure your business complies with all applicable state-mandated requirements. Our plans are designed to be simple, compliant, and supportive for both employers and employees.

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Income Protection for Injured or Ill Employees

TDI provides short-term wage replacement for employees who are unable to work due to a non-work-related illness or injury. Coverage typically begins after a short waiting period and helps bridge the gap until the employee can return to work.

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Employer Compliance and Administration

John H. Connors Insurance helps employers stay in compliance with state regulations and manage the administrative side of TDI—so you can focus on running your business. We guide you through eligibility, benefit calculations, and reporting requirements.

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Optional Enhanced Coverage

Looking for more robust protection? We offer supplemental disability plans that can increase benefit levels, expand coverage periods, or extend eligibility to part-time or contract workers—tailored to meet the unique needs of your workforce.


TDI Benefit Details

  • What is Temporary Disability Insurance (TDI)?

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  • How much does TDI pay?

    Benefits commence on the eighth day of disability, following a seven-day waiting period.

  • Who pays for TDI?

    Plans may be funded by the employer, through payroll deductions from employees, or both—depending on the program and structure you choose.

Supporting Recovery, Promoting Retention


Temporary Disability Insurance doesn’t just protect your employees—it shows them you care. By helping workers through challenging times and easing their financial burden, TDI contributes to a more stable, loyal, and productive workforce. At John H. Connors Insurance, we make TDI simple, compliant, and tailored to your needs.