Liability Insurance

Liability Insurance

Shield Your Business from Legal Risks

At JHC Services, we understand that even the most careful businesses can face unexpected legal challenges. Our liability insurance plans are designed to protect your business from lawsuits, claims, and unforeseen accidents. Whether it’s property damage, bodily injury, or advertising issues, we’ll help you secure the coverage you need to safeguard your operations.

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General Liability Insurance

Protects your business from common risks, such as bodily injuries or property damage caused by your operations, products, or services.

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Professional Liability Insurance

Also known as Errors and Omissions (E&O) insurance, this coverage protects against claims of negligence, mistakes, or failure to deliver promised services.

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Product Liability Insurance

If your business manufactures or sells products, this coverage protects you from claims related to product defects that cause harm or injury.

Answers to Your Liability Insurance Questions

  • Why do I need liability insurance?

    Liability insurance helps protect your business from the financial burden of lawsuits, including legal fees, settlements, and damages. It’s essential for any business that interacts with clients, customers, or the public.

  • What’s the difference between general and professional liability insurance?

    General liability covers physical risks like injuries or property damage, while professional liability focuses on risks related to services, advice, or errors in your work.

  • Does liability insurance cover employee injuries?

    No, employee injuries are typically covered by workers’ compensation insurance. Liability insurance is designed for third-party claims.

Local Expertise, Exceptional Service

With over 40 years of experience serving Hawaii’s businesses, JHC Services understands the unique risks that local companies face. Our customized liability insurance solutions are backed by relationships with top carriers and a commitment to providing outstanding service. We’re here to help you protect your business, no matter the challenge.