Homeowners Insurance

Homeowners Insurance

Safeguard Your Home and Peace of Mind

Your home is more than just a place—it’s where memories are made and your loved ones are protected. At JHC Services, we provide tailored homeowners insurance solutions that shield your property and belongings from unexpected events like storms, theft, and fire. Living in Hawaii brings unique risks, and our team is here to ensure your home is protected with coverage that fits your needs.

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Property Coverage

Protects the structure of your home from damages caused by fire, storms, hurricanes, and other covered events.

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Personal Belongings Coverage

Covers your personal items, such as furniture, electronics, and clothing, against theft, fire, or other covered perils.

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Liability Protection

Offers financial protection if someone is injured on your property or if you accidentally cause damage to someone else’s property.

Answers to Your Homeowners Insurance Questions

  • Why do I need homeowners insurance in Hawaii?

    Homeowners insurance protects your property and personal belongings from common risks, including Hawaii’s unique challenges like hurricanes and flooding. It also provides liability protection.

  • Does homeowners insurance cover hurricane or flood damage?

    Standard homeowners insurance typically covers hurricane damage but not flooding. You may need separate flood insurance for complete protection.

  • How much homeowners insurance do I need?

    The amount of coverage depends on your home’s value, replacement costs, and the value of your personal belongings. Our team can help you determine the right level of coverage.

Your Partner in Home Protection

For over 40 years, JHC Services has been protecting Hawaii’s families with personalized insurance solutions. Our team understands the unique risks of living in the islands and works with top carriers to ensure you get the best coverage for your home at the most competitive rates. With JHC, you’re more than a client—you’re part of our ohana.