Contractor Insurance

Contractor Insurance

Protection Built for Your Business

As a contractor, you face unique risks every day—from job site accidents to damaged equipment. At JHC Services, we understand the challenges of the construction industry and offer customized contractor insurance solutions to keep your projects and business protected. With our coverage, you can focus on building Hawaii’s future while we safeguard your livelihood.

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General Liability Insurance

Protects your business from claims related to property damage, bodily injury, or accidents on the job site.

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Equipment and Tools Coverage

Safeguards your essential tools and equipment against theft, damage, or loss, ensuring your projects stay on schedule.

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Builder’s Risk Insurance

Covers structures under construction, including materials and equipment, against damage from events like fire, vandalism, or storms.


Answers to Your Contractor Insurance Questions

  • Why do contractors need specialized insurance?

    Contractors face unique risks, including job site accidents, equipment theft, and property damage. Specialized insurance ensures your business is protected against these challenges.

  • Does contractor insurance cover subcontractors?

    Some policies can include coverage for subcontractors, but it’s essential to discuss this with your agent to ensure everyone on-site is protected.

  • What is builder’s risk insurance?

    Builder’s risk insurance covers structures under construction, including materials and equipment, from damages like fire, theft, or natural disasters.

Built on Expertise and Reliability


With over 40 years of experience, JHC Services has been a trusted partner for contractors across Hawaii. We understand the complexities of the construction industry and provide tailored insurance solutions to protect your business, tools, and reputation. Our strong relationships with top carriers ensure you get comprehensive coverage at competitive rates.