Boiler & Machinery

Boiler & Machinery

Protect Your Business from Equipment Breakdowns

In an industrial or commercial setting, a single mechanical failure can halt operations and trigger costly repairs, lost income, and damaged goods. At John H. Connors Insurance, our Boiler & Machinery Insurance—also known as Equipment Breakdown Insurance—protects your business from the financial impact of sudden and accidental equipment failures. Whether it's a steam boiler, HVAC system, or electrical panel, our coverage helps you repair, replace, and recover without losing momentum.

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Equipment Damage Protection

Protects your business from claims related to property damage, bodily injury, or accidents on the job site.

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Equipment and Tools Coverage

Safeguards your essential tools and equipment against theft, damage, or loss, ensuring your projects stay on schedule.

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Builder’s Risk Insurance

Covers structures under construction, including materials and equipment, against damage from events like fire, vandalism, or storms.


What Does Boiler & Machinery Insurance Cover?

Boiler & Machinery Insurance provides comprehensive coverage for sudden and accidental breakdowns of essential equipment. This includes:

  • Mechanical Breakdown

    Contractors face unique risks, including job site accidents, equipment theft, and property damage. Specialized insurance ensures your business is protected against these challenges.

  • Electrical Malfunction

    Some policies can include coverage for subcontractors, but it’s essential to discuss this with your agent to ensure everyone on-site is protected.

  • Pressure Equipment

    Coverage for boilers, pressure vessels, and related components.

  • Air Conditioning and Refrigeration Systems

    Protection for HVAC units and refrigeration equipment critical to your operations.

  • Office Equipment

    Coverage for computers, phone systems, and other electronic devices essential to daily business functions.

Keep Your Operations Running Smoothly


Unexpected equipment failure doesn’t just cause inconvenience—it can lead to significant financial loss. At John H. Connors Insurance, we help you prepare for the unexpected with Boiler & Machinery coverage that’s built to protect your operations, productivity, and profits. Let us help you find the right protection for the machines that power your business.