Auto Insurance

Auto Insurance

Stay Covered on the Road

Your car isn’t just a way to get around—it’s a vital part of your daily life. At JHC Services, we’re committed to providing auto insurance that fits your lifestyle, budget, and Hawaii’s unique driving conditions. Whether it’s accidents, theft, or natural disasters, our policies ensure you’re covered at every turn. With JHC, you can hit the road with peace of mind, knowing we’ve got you protected.

GET A QUOTE
A black and white silhouette of a man wearing a mask.

Liability Coverage

Protects you financially if you’re found at fault in an accident, covering damages to others’ property or injuries to others.

A black and white icon of a car accident on a white background.

Collision Coverage

Covers the cost of repairing or replacing your vehicle after an accident, regardless of who is at fault.

A black and white icon of a cloud with a lightning bolt coming out of it.

Comprehensive Coverage

Provides protection against non-collision-related damages, such as theft, vandalism, or natural disasters like Hawaii’s storms.

Answers to Your Auto Insurance Questions

  • What does liability coverage include?

    Liability coverage pays for damages or injuries you cause to others in an accident. It does not cover your own vehicle or injuries.

  • Is auto insurance mandatory in Hawaii?

    Yes, Hawaii requires drivers to carry minimum liability coverage and personal injury protection (PIP).

  • How can I save on auto insurance?

    You can save by bundling policies, maintaining a good driving record, or choosing higher deductibles. Our team will help you find the best discounts and rates.

Exceptional Coverage, Local Expertise

At JHC Services, we’ve been helping Hawaii’s drivers stay protected for over 40 years. We understand the unique risks of driving in the islands and work with top carriers to provide coverage that fits your needs. Whether you’re commuting to work or heading to the beach, you can trust us to deliver personalized service and reliable protection every step of the way.